Peso Education and Resource Assistance (PERA) Program: A Case Study in Barangay T. Padilla, Cebu City, Philippines
DOI:
https://doi.org/10.54536/ajmri.v2i3.1657Keywords:
Micro-Finance, Micro-Business, Resource Assistance, Financial Literacy, Cebu City PhilippinesAbstract
The program’s primary objective is to determine the influence of the PERA Program on the livelihood of residents in Barangay T. Padilla. The study used qualitative research techniques and semi-structured interviews with program beneficiaries and stakeholders. The findings reveal that the PERA Program has positively and negatively affected the beneficiaries. While most beneficiaries reported improved quality of life and reduced poverty, some expressed a need for increased financial support and additional training to manage their resources effectively. The study concludes that the program’s long-term success requires ongoing assistance and training to help beneficiaries build lucrative enterprises and sustain their livelihoods. Therefore, the study recommends that the program provide beneficiaries with financial resources, training, and support to enhance their capabilities and maintain their living standards with the hope of having organizations and programs whose efforts complement the PERA Program.
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Copyright (c) 2023 Geraldine Sambrana, Charito L. Bonghanoy, Lucia A. Suello, Manolito C. Alsola, Niňa Lyn E. Bueno
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