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Open Access Policy
All American Journal of Financial Technology and Innovation (AJFTI) articles are published with open access under the CC-BY Creative Commons attribution license (CC-BY, version 4.0). It refers that the author(s) retains copyright; however, the content is free to download, distribute, and adapt for commercial or non-commercial purposes, given appropriate attribution to the original article.
The author(s) grants a license to AJFTI to publish, including displaying, copying, storing, and re-using the content upon submission. The CC-BY Creative Commons attribution license enables anyone to use the publication freely, giving appropriate attribution to the author(s) and citing AJFTI as the original source. This license does not apply to third-party materials that display a copyright notice to prohibit copying. The author(s) must comply with any third-party copyright notices unless the third-party content is also subject to a CC-BY Creative Commons attribution license or an equally permissive license.