Ubi-Abai, Itoro Praise, Agnes Usen Akpan, and Nora Francis Inyang. “Agent-Based Modelling of POS Agents’ Disbursement of Nano-Credits to Nigerian Market Women: A Pathway to Financial Inclusion”. American Journal of Social Development and Entrepreneurship 5, no. 1 (January 3, 2026): 1–6. Accessed June 17, 2026. https://journals.e-palli.com/home/index.php/ajsde/article/view/5979.