Ubi-Abai, Itoro Praise, Agnes Usen Akpan, and Nora Francis Inyang. 2026. “Agent-Based Modelling of POS Agents’ Disbursement of Nano-Credits to Nigerian Market Women: A Pathway to Financial Inclusion”. American Journal of Social Development and Entrepreneurship 5 (1): 1-6. https://doi.org/10.54536/ajsde.v5i1.5979.