S. S. . Thagunna and L. B. . Karki, “Impact of Exposure to State Financial Education Mandates on Financial Resilience in Adulthood: Findings from the National Financial Capability Study”, Am. J. Multidis. Res. Innov., vol. 5, no. 6, pp. 15–24, Nov. 2026, doi: 10.54536/ajmri.v5i6.8821.