GEMPARO-GALLEON, Generma; ABELLA, Ily E.; GALLEON, Joseph Sol T. Cost-Benefit Analysis model for Tertiary Education: Face-to-Face Versus Online Teaching-Learning Modalities. American Journal of Multidisciplinary Research and Innovation , Delaware, U.S., v. 5, n. 2, p. 18–42, 2026. DOI: 10.54536/ajmri.v5i2.5482. Disponível em: https://journals.e-palli.com/home/index.php/ajmri/article/view/5482. Acesso em: 10 jun. 2026.