CHAUHAN, Yash; SHARMA, Pramod. Exploring the Role of Demographic Variables in Consumer Awareness of Digital Payments in Himachal Pradesh. American Journal of Financial Technology and Innovation, [S. l.], v. 4, n. 1, p. 1–7, 2026. DOI: 10.54536/ajfti.v4i1.4609. Disponível em: https://journals.e-palli.com/home/index.php/ajfti/article/view/4609. Acesso em: 26 may. 2026.