Musa, A.B.A. and Ahmed, A.A.K. 2024. The Effect of Financial Risks on Financing Decisions of Saudi Commercial Banks - A Field Study on Commercial Banks Operating in Arar City. American Journal of Financial Technology and Innovation. 2, 1 (Sep. 2024), 33–43. DOI:https://doi.org/10.54536/ajfti.v2i1.3193.