AKINDE, Mukail A.; SAKA, Kamilu A. Digital Financial Inclusion: Efficiency Analysis of Mobile Money Penetration by Nigerian Telecommunication Companies. American Journal of Development Studies, [S. l.], v. 4, n. 1, p. 44–50, 2026. DOI: 10.54536/ajds.v4i1.4643. Disponível em: https://journals.e-palli.com/home/index.php/ajds/article/view/4643. Acesso em: 7 jul. 2026.