Kilamlya, J. and Utonga, D. (2024) “The Efficacy of VICOBA Intervention in Alleviating Poverty in Emerging Economies: A Study of the ORGUT SEDIT VICOBA Lending Scheme Project in Morogoro, Tanzania”, American Journal of Applied Statistics and Economics, 3(1), pp. 92–98. doi: 10.54536/ajase.v3i1.2616.